Privacy Policy

1. Introduction

At PropInvestNow, the protection of your personal and investment information is our highest priority. This Privacy Policy transparently informs you about what data we collect, how we process it, and what control options you have over your information when engaging our Swiss real estate investment services and portfolio management programs.

Our data processing practices comply with applicable Swiss privacy laws, including the Swiss Federal Data Protection Act (nDPA), the Swiss Federal Data Protection Ordinance (nDPO), and the General Data Protection Regulation (GDPR) where it applies to our activities in investment services delivery and client representation across Switzerland.

2. Collection and Processing of Personal Data

The collection and processing of your data is exclusively purpose-based for the provision, implementation, and personalization of our Swiss real estate investment services and related portfolio management. This includes:

2.1. Data you actively provide to us:

Client intake data such as name, contact information, investment preferences, and portfolio information for investment service provision across Switzerland
Payment information when engaging our investment services and consultation programs in CHF currency
Portfolio details, investment documents, and communications as part of our client relationship under Swiss confidentiality rules

2.2. Automatically collected data:

Technical information such as IP address, device type, and browser version when using our Swiss investment service platform
Service engagement history and portfolio management tracking within our Swiss office network
Investment preferences and service analytics to optimize our Swiss real estate investment service offerings

2.3. Cookies and tracking technologies: We use necessary cookies and, with your consent, analytics cookies to continuously improve our investment services and client platform. You can adjust your cookie settings in your browser at any time or use our website without optional cookies in accordance with Swiss data protection standards.

3. Purpose of Data Processing

We process your personal data for the following purposes:

Investment Service Delivery – For the organization and personalized delivery of our Swiss real estate investment services and portfolio management programs
Client Administration – For the administration of client portfolios, investment schedules, billing in CHF, and sending relevant market information
Portfolio Management – To record and manage your investment matters within our Swiss real estate investment management systems across our offices
Service Improvement – For continuous enhancement of our Swiss investment service content and client experience offerings

4. Legal Basis for Processing

Our data processing is based on the following legal foundations:

Contract performance in conducting Swiss real estate investment services and administering client portfolio data according to Swiss civil law
Legitimate interest in improving our investment service offerings and optimal design of our portfolio management programs within the Swiss financial framework
Fulfillment of legal obligations, particularly in the area of Swiss investment practice record keeping and regulatory compliance requirements
Your express consent when collecting certain investment data and for marketing investment opportunities within Switzerland

5. Disclosure to Third Parties

We share your data with third parties only in the following cases:

Payment Service Providers – For secure processing of payments in CHF for investment services and portfolio management through Swiss banking institutions
Investment Technology Providers – For the operation of our portfolio management systems and Swiss investment service platform as part of contracted processing under Swiss data protection law
Professional Partners – With your explicit consent, we may share relevant portfolio information with approved market analysts or investment consultants within the Swiss financial network

We will not under any circumstances share your data with uninvolved third parties for marketing purposes in accordance with Swiss privacy protection standards.

6. Data Security

To protect your data, we implement advanced security measures meeting Swiss data protection standards, including encrypted data transmission, secure storage in Swiss data centers, and strict access controls for our investment staff. We take particular care to protect confidential investment and portfolio data under Swiss financial privacy rules.

Physical documents containing personal data are kept in locked cabinets in our Swiss offices and are securely destroyed after the statutory retention periods expire under Swiss law.

7. Data Retention and Deletion

Your data is stored only as long as necessary for the specified purposes under Swiss legal requirements:

Contact and client portfolio data are stored for the duration of investment management plus statutory retention periods under Swiss financial law.
Portfolio management data is retained for a maximum of 10 years after service completion for ongoing investment support in accordance with Swiss financial practice standards.
Billing data is stored in accordance with Swiss legal retention requirements for up to 10 years as required by Swiss tax and commercial law.

You have the right to request early deletion of your data at any time, provided there are no Swiss legal retention obligations to the contrary.

8. Your Rights

As a client, you have the following rights under Swiss data protection law:

Access to the personal data stored about you
Correction of incorrect or incomplete data
Deletion of your data under the legally provided conditions
Restriction of processing under certain conditions
Data portability in a structured, commonly used format
Objection to processing based on legitimate interest

To exercise these rights, please contact us by email at privacy@propinvestnow.com or in person at our Swiss investment offices in Kilchberg, Geneva, or Basel.

9. GDPR-specific Provisions

As a Swiss investment practice with clients from the EU region, we follow the principles of the General Data Protection Regulation (GDPR) and the Swiss Federal Data Protection Act (nDPA), guaranteeing the following rights:

Cross-border Data Transfers – When transferring data to countries outside the EU/EEA or Switzerland, we ensure that appropriate protective measures are taken, such as standard contractual clauses or adequacy decisions under Swiss data protection law.
Data Protection Officer – Our Data Protection Officer is available for inquiries regarding the processing of your personal data and can be reached at privacy@propinvestnow.com.
Right to Lodge a Complaint – You have the right to lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC) or with a data protection supervisory authority in the EU Member State of your residence, workplace, or the place of the alleged infringement.
Data Minimization – We collect only data that is necessary for the stated Swiss investment service purposes and store it only as long as necessary and legally required under Swiss law.

For EU citizens engaging our Swiss real estate investment services, additional special protective measures in accordance with the GDPR and Swiss data protection law apply, including expanded information obligations and stricter consent requirements.

10. Changes to the Privacy Policy

We reserve the right to update this Privacy Policy as needed to accommodate legal requirements or organizational changes under Swiss law. The current version will always be published on our website and displayed in our Swiss investment offices.

In case of significant changes, we will inform our clients by email or through a notice in our investment offices in Kilchberg, Geneva, and Basel.

If you have questions about data protection, we are available at any time in person, by phone, or by email from our Swiss offices. The protection of your data is not only a legal obligation for us under Swiss law but an essential part of our professionalism and respect for our clients.